🇬🇧 2026 Rates

Stamp Duty Threshold 2026

Where do the stamp duty bands start and end this year? Full tables below, plus a calculator for your exact figure.

Stamp Duty Owed
Effective rate
Property price
Price + tax
⚠️ Overpayment risk: check refund eligibility →
ℹ️ Disclaimer: This tool provides information only and does not constitute tax or legal advice. For a binding figure, consult a solicitor/conveyancer or use the official HMRC SDLT calculator.

All Current Stamp Duty Thresholds

RegionNil-rate thresholdTop rate
England / NI (SDLT) — standard£125,00012% above £1.5m
England / NI (SDLT) — first-time buyer£300,000n/a above £500k (relief lost)
Scotland (LBTT) — standard£145,00012% above £750k
Scotland (LBTT) — first-time buyer£175,00012% above £750k
Wales (LTT) — standard£225,00012% above £1.5m
Wales (LTT) — second home£0 (no nil band)17% above £1.5m

Frequently Asked Questions

The nil-rate threshold is £125,000 in England/NI (standard), £300,000 for first-time buyers, £145,000 in Scotland (£175,000 for first-time buyers), and £225,000 in Wales. Second homes in Wales have no nil-rate band at all.
The England/NI thresholds shown here apply from 1 April 2025. Scotland and Wales bands are current for the 2025/26 and 2026/27 tax years per Revenue Scotland and the Welsh Revenue Authority.