📚 Guides

Stamp Duty Guides

Plain-English explainers on how stamp duty works, when it's due, and what changed in 2025.

What Is Stamp Duty?
What is stamp duty and who pays it? Plain-English guide to SDLT (England/NI), LBTT (Scotland) and LTT (Wales), with a free calculator.
Stamp Duty Changes 2025 — What Changed on 1 April
What changed in stamp duty on 1 April 2025: nil-rate threshold back to £125,000, first-time buyer relief cut to £300,000. Full timeline and figures.
Stamp Duty Payment Deadlines
How long do you have to pay stamp duty after completion? 14 days for SDLT (England/NI), 30 days for LBTT (Scotland) and LTT (Wales) — and what happens if you miss it.
Adding Stamp Duty to Your Mortgage
Can you borrow to cover stamp duty instead of paying cash? How it affects your loan-to-value, monthly payments and total interest cost.