At £250,000, Leeds sits below the £300,000 first-time-buyer nil-rate threshold — most first-time buyers purchasing at or near the city average pay no SDLT at all, though standard (non-FTB) buyers do pay tax above £125,000.
Average price source: ONS UK House Price Index (mortgage average), May 2026 (provisional).
England/NI SDLT Bands 2026
| Band | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300k) |
| £125,001 – £250,000 | 2% | 0% (up to £300k) |
| £250,001 – £925,000 | 5% | 5% (from £300k to £500k, no relief above) |
| £925,001 – £1.5m | 10% | 10% |
| Above £1.5m | 12% | 12% |
Frequently Asked Questions
It depends on the price, buyer type and region. Leeds's average property price is £250,000 (ONS UK House Price Index (mortgage average), May 2026 (provisional)) — enter your own price above for an exact SDLT figure.
Often not. Leeds' average mortgaged property price (£250,000, ONS, May 2026 provisional) is below the £300,000 first-time-buyer nil-rate threshold, so a first-time buyer at or near the city average typically pays no SDLT.
No — SDLT bands are set nationally (England / NI (SDLT)), not by city. Leeds doesn't have its own rates; what varies locally is the average property price, which changes how much tax a typical purchase attracts.